If you’re new to the home buying process or haven’t purchased in several years, there are some important things you need to know.
After the financial fall in 2009, the mortgage loan industry saw some significant changes. Underwriting (the approval process) criteria became much stronger and appraisers (hired to determine fair market value) started adhering to much stricter standards.
These and other changes affect the way the process works today. As an Exclusive Buyer Agents, our firm understands all of these changes and how they affect this process from pre-qualifying to closing and welcome the opportunity to walk beside you on this journey.
Whether you are a first time home buyer, or first time in a long time buyer - take a look at our post "You've Decided to Buy Your First Home!". It's chocked full of great information for first time or anytime home buyers.
